Discover our 80% LTV Bundle Program
Go beyond traditional limits. In today's market, 75% LTV isn't always enough. Our 80% LTV Bundle Solution gives mortgage brokers greater flexibility to structure financing for clients with more complex borrowing needs—helping you get more deals across the finish line.
Case Study: A mortgage broker submitted deal on behalf of a young, self-employed couple who had found their ideal home but were unable to obtain financing through a traditional lender due to income verification challenges. Although the clients demonstrated strong cash flow and solid credit, their application did not meet conventional lending guidelines.
Using our 80% LTV Bundle Solution, we structured a first mortgage up to 75% LTV, complemented by a second mortgage for the remaining 5%. The solution provided the flexibility needed to help the broker successfully close the purchase for their clients.
80% LTV Bundle Product Snapshot
Structure
75% LTV - 1st Mortgage
5% LTV - 2nd Mortgage
Requirements
Minimum Credit Score: 600+
Minimum Income/GDS/TDS: None
Where Do We Lend?
Well-maintained urban, residential homes in Ontario
Fast Commitment Letters
1 Business Day or Less
Use Cases
Borrow For Any Reason
Common-sense Lending
Equity-based, flexible solutions
Dedicated Team
Expert Underwriting and Dedicated BDM For Your File From Start To Finish